Make the numbers work — without surprises.
Choose cash or a simple financing path. We’ll give you clear, line‑item pricing and walk you through exactly what to expect.
How Financing Works
1) Apply online
2) Get matched
3) Review offers
4) Move forward
Pre-approval checklist (fast)
Have these handy and you’ll cruise through approvals.
Basic info
Government ID, SSN (for lender only)
Income docs
Recent pay stubs or proof of income
Bank info
Statements (and proof of funds if paying cash)
Credit range
An estimate is fine; lender will verify
Land details
Address/GPS pin or note “shopping for land”
Co-applicant (optional)
If using a co-signer
Two clear paths
Pick what fits you best. Either way, you’ll always see the numbers up front.
Cash Purchase: Simple & direct
- Proof of funds
- Deposit at contract; progress payments on milestones
- Final payment at delivery/acceptance
Financing: Straightforward lender process
- Pre‑approval → formal approval → closing documents
- We provide specs, quote, insurance/warranty info as needed
- Milestone draws follow the agreed plan
Transparent pricing & inclusions (no surprises)
When you choose your model and selections, we send a line‑item proposal with clear inclusions/exclusions and a change‑order policy.
Included in your quote
- Base model with chosen selections & finishes
- Delivery, set, and anchoring of the home
- Orientation and warranty documents
Clearly noted (if applicable)
- Site prep, foundation/pad, driveway improvements
- Utility trenching/stubs to the set location
- Permits/HOA approvals handled by owner/contractor
Good to know
- We’re not a lender. Rates, terms, and approvals are set by your lender.
- No surprises. Quotes include clear inclusions/exclusions and an expiry date.
- Change orders. Any scope changes are priced and approved in writing first.
- Timeline. Most journeys take 3–6 months from contract to delivery, depending on site readiness and scheduling.
Financing FAQs
Can I use land equity?
Many lenders consider land equity as part of your overall profile. Your lender will give specifics for your situation.
Do you offer in‑house financing?
We partner with trusted lenders. We’ll share your quote and specs so they can process your application quickly.
How fast can I get a decision?
Pre‑approvals can be quick once your info is complete. Formal approval depends on your lender and file complexity.
What’s the best path for me?
Book a quick call. We’ll match your goals, budget, and timeline with the right model and funding path.
Projects That May Qualify
- Tiny homes & ADUs: right‑sized living with real comfort.
- Sheds & outbuildings: storage, studio, or backyard office.
- Foundations & driveways: prep and access for your home.
- Interior updates: cabinetry, finishes, and more.
Final approval, terms, and eligible uses are determined by the lender during application.
What to Expect
- Simple online application via our partner
- Multiple lending options matched to your project
- Clear next steps and communication
- Transparent terms from the lender
FAQs
Who provides the financing?
Financing is provided by third‑party lenders. Our partner is a technology platform that connects you with service providers, lenders, and/or brokers.
Is your partner a lender?
No. They are not a lender or a broker and do not approve or deny credit. Credit decisions are made by the lender you select.
What will my rate and term be?
Rates, terms, and eligible uses vary by lender and your credit profile. You’ll see details during the application process before you decide.
Can I use financing for site prep?
Some lenders may finance related improvements (like foundations or driveways). Availability depends on lender programs—confirm during application.
What do I need to apply?
Have your contact info, a rough budget, and the Wolf Valley model you’re considering. The lender will let you know if anything else is required.
Note: Submitting information via the application link is not a loan application to our partner, and our partner does not make credit decisions. Financing availability and terms are set by lenders.
Note: Submitting information via the application link is not a loan application to our partner, and our partner does not make credit decisions. Financing availability and terms are set by lenders.